DOG BITE INSURANCE
About 77.8 million dogs are owned as pets in
the United States according to a 2015-2016 survey from by the American Pet
Products Association.
According to the
Centers for Disease Control and Prevention, about 4.5 million people are bitten
by dogs each year and about 885,000 require medical attention for these
injuries; about half of these are children.
Some insurance
companies will not insure homeowners who own certain breeds of dogs categorized
as dangerous, such as pit bulls. Others decide on a case-by-case basis,
depending on whether an individual dog, regardless of its breed has been deemed
vicious.
Dog bite injuries total over $400 million per
year in medical and liability claims. Many homeowners or renters insurance
policies exclude coverage for injuries caused by dogs, resulting in
out-of-pocket expenses for pet owners. In addition, many landlords and property
management companies may be reluctant to rent to people with dogs particularly
certain breed - especially if you don’t have coverage for canine liability
claims.
We are pleased to
offer a solution to dog bite liability with Canine
Liability coverage, a pet insurance program catering to
concerned owners, available through Dean Insurance, an independent insurance
agency established in 1994.
The Canine Liability
insurance policy offers broad coverage, no deductible, and is available in all
states, except Alaska. Each dog is individually underwritten so no specific
breed is excluded. Plus, with our policy, we can add the property Management
Company or landlord on the policy as an additional insured.
Dog bite insurance is
crucial for any responsible pet owner in securing yourself from liability
should your dog bite an individual and cause harm.
No comments:
Post a Comment