BURIAL INSURANCE

Burial Insurance Information

Burial insurance is at hand to make sure that when you die, you have left your loved ones able to cope with the inevitable, at least financially anyway.  Yes, burial insurance really can give you peace of mind, that you have done all you can to make sure that your family is financially secured in the future.

This might sound a bit morbid, but have you ever imagined your own funeral? What type of service would you like? Do you imagine a chapel full of people, belting out your favorite songs, while you lay ceremoniously in a mahogany coffin with velvet lining and enough flowers to fill the marquee at a summer country show?

OK, so it might not be something you want to think about just yet, but the cold bare fact is that everybody is going to die! There, I’ve said it, we’re all doomed, we’re all going to die, death has a 100% success rate and it comes to us all, and worst of all – it’s expensive.

Burial insurance, as we’ve said above, is not like other insurance because you’re insuring against a certainty. You might crash your car, you might break your leg and you might have your money stolen, but it’s absolutely certain that you will die. Why do so many people insure against what might happen, and not even think about preparing for what will happen? Beats me!

WHAT IS BURIAL INSURANCE?

When you start looking around for burial insurance information, it’s really important to shop around a little. Don’t just be tempted by the first quote that comes along, you might be

surprised at how much more value for money you will be able to find. Burial insurance is big business now for the average American over the age of 65 years. Costs are rising (so, what’s new?) but there are ways to keep your funeral costs down. If you want a traditional funeral service with a burial and a headstone, then you’d better make sure that you’ve left enough provision to pay for it.

Depending on how long you live and how sharply the cost of burials rise, it might be that even though your $10,000 policy was ample to cover the funeral costs when you took it out, by the time you actually pop your clogs it might fall a little short. Think about it for a second, do you have any idea of the costs involved in a good funeral?

• Casket or urn (caskets can be extremely expensive and make up a large amount of the overall cost)
• Cost of cremation
• Cost of embalming (if necessary, a direct cremation without visitations deems it unnecessary)
• Headstone or other memorial
• Hearse and other limousines or vehicles used to transport the body and during the service
• Opening and closing the grave
• Flowers
• Cost of the burial plot
• Services of the funeral home

You see, you might be able to get rid of a few of these, and cut down on others but there are some things which you just have to pay for.

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