TRAVEL INSURANCE

TRAVEL INSURANCE

Travel insurance can help to cover medical expenses or financial loses you might incur while traveling. It’s often pitched as the best protection for those traveling domestically or overse. For most people, travel insurance is short-term insurance available specifically against travel-related emergencies and expenses. International travelers will almost always want to obtain travel insurance because it covers medical expenses, but even other travelers may find it useful depending on their plans.

What Does Travel Insurance Cover?

 Five main categories of travel insurance are:

• Trip cancellation
  
• Travel medical
• Major medical
• Emergency medical evacuation
• Accidental death/flight accident

Trip cancellation insurance:

If you have already paid for your trip, full or partial, and you need to cancel the trip or return home early by interrupting the trip, travel insurance provides trip cancellation and trip interruption coverage for the pre-paid and non-refundable portion of your trip for a covered reason.

Tarvel medical insurance:

Travel medical insurance is insurance that isintended to cover medical expences trip cancellation, lost luggage,flight accident and other losses incurred while travelling, either internationally or within one’s own country.

Major medical insurance:

.Nearly everyone knows about health insurance, but its cousin, major medical insurance, is less well known. Major medical insurance is an option for individuals and families who do not have access to a health plan through an employer or public program. Individual major medical plans offer comprehensive health insurance coverage and may be purchased from a health insurance carrier, agent or broker.

Emergency medical evacuation:

 Emergengy medical evacuation, often shortened to medevac or medivac, is the timely and efficient movement and en route care provided by medical personnel to wounded being evacuated from a battlefield, to injured patients being evacuated from the scene of an accident to receiving medical facilities, or to patients at a rural.

Accidental death/flight accident:

 Accidental death is also a part of life insurance which is reffered as travel insurance. In insurance, accidental death and dismemberment (AD&D) is a policy that pays benefits to the beneficiary if the cause of death is an accident. This is a limited form of life insurance which is generally less expensive.
 

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